Overwhelmed by debt? Many financial problems arise after loss of a job, illness, or other unexpected life event.
Ignoring the problem doesn't help. Seeking assistance is the first step toward a new beginning -- and improved credit.
Many people consider bankruptcy as a debt relief option. Although declaring bankruptcy may sound like a last resort, it can be the beginning of a fresh start.
If you've tried debt consolidation, you probably know it doesn't solve the problem.
The average person usually doesn't understand what a bankruptcy involves or how it can provide much needed relief, depending on the situation. In fact...
There is more than one type of bankruptcy
You can use a bankruptcy to catch up on mortgage payments
You can continue to live in your home and drive your vehicle, depending on the situation
D'Antonio Law, PLLC is happy to provide a free consultation. Contact us today to see if this option is for you.
Only one or a few creditors?
Sometimes a bankruptcy isn't possible or necessary. That's where debt negotiation may be an option.
Debt negotiation is different from debt consolidation. Negotiation may help if you:
Have one or few debts
Are being contacted by collection agencies
Cannot file a bankruptcy
Prefer a bankruptcy alternative
You don't have to face creditors alone. D'Antonio Law, PLLC may be able to stop harassing calls and resolve the debt once and for all. Contact the firm to see if this option is right for you.
Foreclosures can be complex and lengthy -- especially in New York.
The firm has worked with many homeowners to resolve foreclosures. Mr. D'Antonio also worked for the banks and knows the process.
Don't be fooled by foreclosure rescue scams. No one can guarantee a modification. Some New York homeowners spend thousands of dollars on companies offering to submit modification paperwork without defending the lawsuit.
You don't have to turn over your keys without a fight. You may have some important defenses on your side:
Does the bank really own your loan?
Were you the victim of predatory lending?
Did the bank properly notify you?
Were you sold a subprime or high cost loan?
If you're behind on mortgage payments or were served with a foreclosure suit, D'Antonio Law, PLLC may be able to assist. Contact the firm today for a free consultation.